Well, actually it's no longer a problem because I took care of it right from the get-go.

My friend/co-worker the one that I occasionally give rides told me that she was going to buy a used car. I told her that was great and good luck and so on. Well the next day she came up to me asked me if she could ask me something. I was like sure what is it. And then she asked if I would be a co-signer on her car note because she doesn't have enough credit to get a car on her on. Before she could even explain herself why I told her flat out no.

It's not that I don't trust her to pay her car note I'm sure she will, I know she will actually. However, I'm not willing to take that chance. I'm working really hard to get and maintain a high credit score and all I need is for one thing to ruin that and ruin a friendship. I asked her why she didn't ask her brothers or dad. She told me that her brothers don't have enough credit either and her dad is out of the country right now.

All I told her is that for the sake of our friendship it would not be in my best interest to co-sign on her car note. Especially since I plan on moving in the next few months I don't need that note on my credit report if I plan to buy a place.
And I left it at that. She said that it was all right and that she was just asking. I'm just really shocked that she asked me to do that for her. Do people really ask other people that are not in their family to co-sign with them???

It's a shame that I take my finance seriously. I don't want to end up on Judge Judy. lol

Hmm... it seems that I must have caught the declutting bug too! haha. I did a whole lot of shredding, bundling up newspaper for recycling, consolidating and purging a lot of stuff. Keyword being stuff. I really just need to throw a lot of stuff out but for someway I just convince myself that it has sentimental value to me and hang on to it. Usually later down the line I end up throwing it away or donating it.

My family is all going on vacation tomorrow for two weeks. I'm left here to take care of the house and the cat. Me and the cat are going to be best friends once the two weeks are over, haha. I am sort of looking forward to the empty house... more cleaning and I can actually sit down and focus on tasks with no distractions.

By the way I was able to get 30 items for the food bank donation at work... for less than $20. I was only one out of 4 people to bring food in. I knew it would end up like that. Not that I was keeping score or anything, I actually really enjoy these types of community action projects. The next community action project is back-to-school supplies for underpriviledged kids in our local area. I can't wait for that! I love shopping for school supplies that is so much fun!

Next week I'm volunteering at this event serving food, helping with setup and clean up. I'm not quite sure what organization it's benefiting, I did at one point know, I just forgot. I know the proceeds from the event are going towards helping children.



And as far as financial update... Still no credit card debt! WOO HOO! I'm staying strong. I think as I'm trying to build back up my savings I'm going to put some of that money towards my IRA... at least that way I can get closer to my goal of maxing out 2008 contribution.

That's pretty much it. I'll be back in a couple of days to post end of June Results. (ooOOOoooo scary thought... June is almost over) yikes! Time flies!

As I think about yesterday, I'm thinking that I was a bit harsh on my friend/co-worker.
We got into it yesterday about some things. She's my brother's age, two years younger than me, I just now realize that I sort of treat her like a younger sibling.

I was getting annoyed yesterday, because she asked me for a ride home from work. (that I don't mind because she's on the way, not really... but it's not that far.)But then... once we got into my car she wanted me to drive to some fast-food place so that she could get food... (it was around 11pm). The one she wanted was not in the direction I was headed. So I firmed stated "no" and that she needs to pick some place on the way, because I'm not driving all around the creation wasting gas. She got mad at me. I know it sound really petty, but I was annoyed at the fact that I had a conversation earlier in the day that I was trying to cut back on my driving to save on gas, so for her to forget about that and not understand, I just don't get it. I told her that she would understand once she got a car and started paying for her own gas.

I know this sounds really selfish of me, but I like it when I get off of work at different times that way I dont have to worry about giving rides home. I mean every now and then I don't mind, but when it becomes often like almost every shift, that's where I draw the line, because they aren't offering gas money and I'm not asking for it. So it's better that I don't give rides home... that way it's just a straight 7 minute drive home with no detours. I'm not a taxi.

So, I just got back from San Francisco. I love that city.

Anyways... just ONE of the many highlights of my trip was when I spent the day in the city by myself. I was a little hesitant about it. I went the day before with my aunt who is from the area. So I decided the next day I would go by myself and go exploring. Anyway I was standing in line to buy a day pass for the Cable Car. $11 for an All Day Pass. This couple came right up to me and gave me both of their All Day Passes for FREE. They said that they were done for the day and didn't need them anymore and that I should use it and I should give the other one to someone that I thought was nice. I almost fainted. I thanked them so much for being so kind, not that I really needed the free tickets, but I was just shocked of their kindness. I thanked them plenty. So I rode of the Cable Car, my round trip. I was done with all my riding by 3pm. So... I stood around waiting to give the two tickets to two people that I thought would enjoy them. I found these two ladies. One had a tour guide book in her hand. So I gave the two tickets to them, because they were like me just visiting the city. I hope they had a nice trip like I did!!!

I feel like I'm on a lucky streak right now, too many lucky occasions to explain. But anyways, I feel as though I want to give back for being so blessed right now. My job is holding a food drive for the local food bank. Tomorrow I'm going to go to the store and see what I get get for $20 to for the food drive!!! All about paying it forward right?