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Archive for February, 2010

Vision

February 28th, 2010 at 08:02 pm

... I went to the eye doctor yesterday.

Since I finally have coverage for the first time in a long time. I figured that I would take advantage and get a check up on my vision. Not much change. Thank goodness. I decided to get new frames. Cheaper than what I paid last year for sure. $300. Last year I paid $500. The frames were pricey. But with glasses, I feel like I can splurge a little because they are on my face a majority of my waking day. I am using my state tax return to pay for these new glasses.

I received both Federal and State tax returns last week. Yay! I saved majority of it and put $200 towards my student loan and the $300 towards my glasses and that leaves me $700 for savings.

That's all I have to update on for now. Going to enjoy the rest of my Sunday evening before trying to survive the work week. lol. I wish it were next weekend already. But doesn't everyone?Smile

Laughing

February 23rd, 2010 at 08:11 pm

...Because...

...my hard drive at work crashed today at 7:30 AM... about an hour before I had to be an on Ops review call going over financial data, etc. Lovely. Have you ever just laughed, even when it's not funny but it's so ridiculous you can't believe it is happening?

Thank you to all that commented on my last blog. Feeling better about it, I don't have to go until the fall. I'm considering the option of taking a few classes instead of the full load, just to test the waters out. As far as my full-time job. I'm a roughing the waters a few more weeks. I'm seeing if I can't apply to another less stressful (if there is such a thing) job.

But back to the hard-drive issue. Luckily I backed up most of my work onto the network. But a majority of my emails are gone. And of course the ones I do have are recent and I lost some of the history on some of the items that I was working on. Oh well... c'est la vie. IT had to express ship my new hard-drive overnight, so I should have it in the morning. But man, I have been having the worst luck the past few weeks. It seems like I can't win for anything. I'm probably exaggerating, but when you're in the middle of it... it seems like everything is going against you.

So that is it for the work drama.


Financial news? I haven't had the chance to really look at my accounts lately. I have everything on autopay or autodeposit or auto transfer so I don't really need to look at it. I just check weekly to make sure my paycheck when in because everything else depends on that. Hoping that my tax return comes in this week as well. That would be a nice surprise.

Til next time.

Discourged

February 22nd, 2010 at 08:00 pm

...thats how I am starting to feel.

I applied for Art school. Yes, Art school. I was accepted. I have always been artistic in the sense that I'm extremely imaginative and to the point of a day-dreamer. I do have artistic talent beyond that. I am currently work as an accountant contractor. I hate it. I can literally say I hate it. I've just started out in the field and the more experience I get the further I just want to run. It shouldn't be this bad and I'm too young to be so bitter. I stay up really late at night because I don't want to go to sleep because that means morning will come faster. Or I can't even enjoy the weekend because I'm so distracted with work and the thought of Sunday makes me cringe because I will have to go to work the next day. The thing is I don't know how I even came up with the idea about going into the accounting and finance. I mean personally I do enjoy it, but that is just managing my own books. But the dreamer in me wants to do something I'm extremely passionate about. So I casually brought it up that I wanted to go to art school and the first question was "how much is it going to cost." I guess a logical question. The thing is, I'm not asking anyone else to pay for it. If I have to take out another student loan I will. But the thing it is so annoying that my own family would rather have me suffer daily going to a job that I can't stand to save my life rather than working a little bit harder and going after what I really want. So, now I am just going back and forth between what I want to do and what I should do. I'm on the fence.

816

February 16th, 2010 at 10:18 pm

... that is my credit score! Woo hoo!

It's up from last year, when it was 7 something. (I don't have the score from last year in front).

My report says what is helping my score is..

1. I have no missed payments
2. I have established history
3. I've limited the use of my available credit
4. I've shown recent use of credit (I use and pay off each month, just to keep my accounts active)

That's pretty much all I have to update on for now. Oh yeah, I've also filed my taxes this past Sunday. I will be receiving a decent tax refund. I decided that I will be saving my tax refund most of it and I'll probably throw about $200 at my student loan, but the rest will be saved.

I will have to update more later. I'm in the middle of close week at work, so it's long days the next couple of days. But until then.

Whoa Where Did January Go?

February 3rd, 2010 at 09:11 pm

It's February already?!

January, I was so busy with work I didn't have any time to anything else really. Good for my wallet because there was no time for me to spend my money on anything.

My exciting news from January is that I now have health insurance coverage! I haven't had coverage since I left my job at the bank in April 2008. Crazy I know. Thank goodness for my strong immune system. Everyone around has gotten the flu or cold, and they had their flu shots. I have yet to get sick this winter (keeping my fingers crossed)... and I didn't get the flu shot. Lucky me I guess.


Any other major things happened in January? hmm... I am about $50 away from bringing my Student loan to under $12,000. Yay. This will happen this week since I am now contributing extra payments to bring this balance down faster. Still no credit card debt. I still use my card, not very much but when I do I pay it off right away. I just want to use it so that I can earn airline miles for future trips back to the east coast.

I have yet to do my tax return. I've been too busy to sit down and do it. Mine should be so simple this year, since I only worked in 1 state this year. And another thing on my list of to-do's is get my free credit report for the year. My mom thinks I'm a little bit obsessive about this. I actually like getting my credit report, mainly the score. It's like getting a doctor's checkup, but for your finances. Sort of. Smile

Alright, I think I'll end this blog here. Hopefully I don't let another whole month go by without updating.