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Constant State of Change

September 27th, 2013 at 01:44 am

Ok, I'm back. Well, at least for tonight. Hehe. I can't promise anything more than that, because well... look at my track record.

Of course a lot has gone on since the last time I posted back in Feb.
First things first, I didn't get cut from work, I actually got a tiny pay raise. The raise was due to another co-worker leaving, and having to take on more responsibilities. It was small, but I'm not complaining.
I'm still in credit card debt. I actually quite embarrassed about this actually, considering that I work in accounting. But, I am determined to not let it get the best of me. I shuffled a few things around and honestly, I'm getting a break in November.
And what do I mean when I say I'm getting a break. Well, the bills will end for a while. Well, the main ones anyways... rent, electricity, cable. I went back east in August to visit my mom. The day that I got back from VA, my roommate decided to tell me she was moving back in with her parents. She decided to go back home (also from VA) because she wants to go to grad school. So instead of waiting until at least the end of the year to get things settled she decided that she wanted to move back as soon as possible so she can look for a job. To be perfectly honest, I can afford to pay for this apartment by myself on my salary, BUT... about 90% of my salary would be going towards rent. And... well, I'm just not into the idea of that. And yes, I do realize that I could get another roommate, but I am not fond of the idea of living with a stranger. So, temporarily I'm moving back to my Aunt's house in November. And when I mean temporarily, I mean until I move back to VA. Yes, I have also decided to move back to VA, for various reasons. I have mixed feeling about heading back east, but that's for another post. I have a few things to wrap up here in CA before I can head back, so my timeframe is looking to be by this time next year. I won't have to pay rent while I'm living with my Aunt, but I will be helping out with the groceries and other miscellaneous things, but the main thing is that my monthly bills will pretty much be cut in more than half. I can begin to pay my credit card off for real this time.
And I guess the last thing is, my Roth IRA practically doubled, without me putting in a dime this year. Knock on wood. My Roth IRA is an investment account and one of the stocks I invested in was Tesla. I bought 50 shares at $18.64... during IPO. Yesterday the stock closed at $188.64 per share. I have roughly a 900% gain if I were to sell tomorrow when the market opens. With Tesla and a few other stocks that I have invested in, my Roth IRA went from $8,100 at the end of Jan this year to slightly over $17,000 yesterday. I haven't contributed anything this year, because I haven't been able to. But we all know how volatile the stock market is, so I'm hoping that this is here to stay, but I'm not holding my breath. I am going to be doing some shuffling around to make sure I'm covered.

So I was going to say, 2013 was kind of a bust on paying off debt. But, I still have 3 more months to make a small dent. So ONWARD! Big Grin

2 Responses to “Constant State of Change”

  1. TashaC. Says:

    Great stock picking! And be sure to post about why your going back to VA, I'm always interested in large life changing decisions.

  2. frugaltexan75 Says:

    You got in earlier than I did. Smile (stock)

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