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Archive for November, 2009

1 Month Left

December 1st, 2009 at 04:44 am

1 month left of 2009.

Just a recap of what I have left...

Savings #1: 9573 (2009 goal: 12,000)
Savings #2: 3504 (2009 goal: 3,000 - COMPLETED)
Savings #3: 992 (2009 goal: 1,500)

Roth IRA 2009 Contribution: 1275.00

Credit Card Debt: ZERO
Student Loan: 12,356 (2009 goal: 11,500)

I have 4 more paychecks in Dec. So... we'll see.

I'm going to wait until after December to set my 2010 goals so that I can see where I am at the end of the month.

Scramble To Meet Goals

November 1st, 2009 at 06:30 pm

Just when I almost gave up on my 2009 goals, I looked them over and realize that I may have a fighting chance to complete at least half of them.

1. Land a permanent full-time job - COMPLETED

2. To have my own place by the end of the year - not so much... this is moved to next year.

3. To build my savings back up: $3000 for Savings #2 (COMPLETED... I'm at $3198) $1500 for Savings #3 (half way there... I still have 2 months left if I redirect what I was throwing at savings #1)

4. To have $12000 in Savings #1. (Most likely will not meet this, have about $9200) - the plan is to get this as high as I can for this year and then next year have a slightly higher goal that I should be able to reach if Goal #1 stays the same.

5. To have student loan down to $11,500. (Only $900 more to go) - Most likey won't complete, but so close... new adjusted goal... $12000 by the end of the year.

6. To have no credit card debt (COMPLETED - will be using cash for Christmas this year)

7. To finish my accounting class (completed)


After my trip back home to Virginia back in April-June I pretty much gave up on any attempts to accomplish my goals set for this year. I think to be honest I didn't care at the time, especially after my dad passing. Sometimes I think he gives me a little push to keep going and not just give up.

Here I come November and December.
So ready for 2010.