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February 16th, 2010 at 10:18 pm

... that is my credit score! Woo hoo!

It's up from last year, when it was 7 something. (I don't have the score from last year in front).

My report says what is helping my score is..

1. I have no missed payments
2. I have established history
3. I've limited the use of my available credit
4. I've shown recent use of credit (I use and pay off each month, just to keep my accounts active)

That's pretty much all I have to update on for now. Oh yeah, I've also filed my taxes this past Sunday. I will be receiving a decent tax refund. I decided that I will be saving my tax refund most of it and I'll probably throw about $200 at my student loan, but the rest will be saved.

I will have to update more later. I'm in the middle of close week at work, so it's long days the next couple of days. But until then.

2 Responses to “816”

  1. lartiga Says:

    That's a great score. You are very wise about money for being only 24.

  2. -Jerry- Says:

    That is terrific! It takes uncommon discipline in the early 20's to lead to a credit score like that. Keep up the great work! It will just be insurance for a brighter financial future. Well done!

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