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    <title>Counting Pennies</title>
    <link>http://countingpennies.savingadvice.com</link>
    <description>follow me as I try to survive the real world one day at a time</description>
	<webMaster>info@savingadvice.com</webMaster>
	<managingEditor></managingEditor>
    <language>en-us</language>
	         <item>
      <title>Scramble To Meet Goals</title>
      <link>http://countingpennies.savingadvice.com/2009/11/01/scramble-to-meet-goals_54721/</link>
      <description>Just when I almost gave up on my 2009 goals, I looked them over and realize that I may have a fighting chance to complete at least half of them. &lt;br /&gt;
&lt;br /&gt;
1. Land a permanent full-time job - COMPLETED&lt;br /&gt;
&lt;br /&gt;
2. To have my own place by the end of the year - not so much... this is moved to next...</description>
      <pubDate>Sun, 01 Nov 2009 10:30:53 PST</pubDate>
	  <author> (kel8585)</author>
    </item>
    <item>
      <title>Cash Only?</title>
      <link>http://countingpennies.savingadvice.com/2009/10/24/cash-only_54542/</link>
      <description>I've noticed that in the past few weeks I've switched to completely cash only. Even no debit card. And by doing this my savings/checking accounts have been fed and are somewhat full. &lt;br /&gt;
&lt;br /&gt;
Now that I have completely paid off my credit cards and keeping them unused for some time now,...</description>
      <pubDate>Sat, 24 Oct 2009 17:40:47 PST</pubDate>
	  <author> (kel8585)</author>
    </item>
    <item>
      <title>Mercury Dimes</title>
      <link>http://countingpennies.savingadvice.com/2009/10/05/mercury-dimes_54111/</link>
      <description>Last night I was sitting in my room and just typing away on my laptop when I heard this high pitched beep. At first I thought it was just my imagination. And then the beep happened again. The smoke detector in my room was beeping because the battery was low. So I was looking for a...</description>
      <pubDate>Mon, 05 Oct 2009 22:04:38 PST</pubDate>
	  <author> (kel8585)</author>
    </item>
    <item>
      <title>I said I don't use this credit card</title>
      <link>http://countingpennies.savingadvice.com/2009/10/01/i-said-i-dont-use-this-credit-card_54018/</link>
      <description>Geez, what does it take to cancel a credit protection on a credit card that I didn't even want in the first place but ended up giving in because the person on the phone wouldn't stop and all I wanted to do was activate the new card they sent me. So the first month was free, and then...</description>
      <pubDate>Thu, 01 Oct 2009 22:34:58 PST</pubDate>
	  <author> (kel8585)</author>
    </item>
    <item>
      <title>1 year anniversary</title>
      <link>http://countingpennies.savingadvice.com/2009/09/27/1-year-anniversary_53887/</link>
      <description>Well, my 1 year and 1 week anniversary since I've moved to California! &lt;br /&gt;
&lt;br /&gt;
Wow time does fly. &lt;br /&gt;
&lt;br /&gt;
What have I accomplished in that one year span? Plenty.&lt;br /&gt;
&lt;br /&gt;
I landed myself a full-time permanent position. I am no longer a temp, yay! My savings really took a hit over the year for not...</description>
      <pubDate>Sun, 27 Sep 2009 10:18:53 PST</pubDate>
	  <author> (kel8585)</author>
    </item>
    <item>
      <title>Maybe I should have gone dutch...</title>
      <link>http://countingpennies.savingadvice.com/2009/09/02/maybe-i-should-have-gone-dutch_53364/</link>
      <description>So me and my cousin are just 1 year apart. He's 25 and I'm 24, not that makes much of a point in the scenario or maybe it does just to make a point, but needless to say we are pretty much the same age. &lt;br /&gt;
&lt;br /&gt;
I never really grew up around him living on the east coast and all and he being...</description>
      <pubDate>Wed, 02 Sep 2009 21:55:27 PST</pubDate>
	  <author> (kel8585)</author>
    </item>
    <item>
      <title>Back Again!</title>
      <link>http://countingpennies.savingadvice.com/2009/08/31/back-again_53311/</link>
      <description>Okay so I'm back to blogging again. &lt;br /&gt;
&lt;br /&gt;
I get so caught up with other things I just forget to log-on once in awhile and update. Man, the summer has gone by super fast.&lt;br /&gt;
&lt;br /&gt;
So since the last time I blogged, I turned 24. Hmm, I got a new assignment/contract. Not any better than the previous...</description>
      <pubDate>Mon, 31 Aug 2009 21:05:42 PST</pubDate>
	  <author> (kel8585)</author>
    </item>
    <item>
      <title>Student Loan</title>
      <link>http://countingpennies.savingadvice.com/2009/07/20/student-loan_52456/</link>
      <description>So just a quick blurb about my student loan.&lt;br /&gt;
&lt;br /&gt;
The interest rate dropped again on it. It's around 2% now. The balance is $13,129. Will most like be under $13000 after tomorrow when the July payment gets taken from my account tomorrow. I have yet to consolidate my loans. I should look...</description>
      <pubDate>Mon, 20 Jul 2009 23:51:22 PST</pubDate>
	  <author> (kel8585)</author>
    </item>
    <item>
      <title>Just a couple of things.</title>
      <link>http://countingpennies.savingadvice.com/2009/07/09/just-a-couple-of-things_52242/</link>
      <description>So, I have my first assignment. I started working on Tuesday. It's an interesting position. I'm an &quot;accounting assistant&quot; but really... I'm working along side the controller and doing some clerical stuff in the down time. I'm getting some really good experience I think. &lt;br /&gt;
&lt;br /&gt;
But let...</description>
      <pubDate>Thu, 09 Jul 2009 22:03:16 PST</pubDate>
	  <author> (kel8585)</author>
    </item>
    <item>
      <title>Nervous</title>
      <link>http://countingpennies.savingadvice.com/2009/07/02/nervous_52130/</link>
      <description>So I have an interview for an assignment. Since the company I work for assigns people to certain projects, it's up to the client company to interview possible candidates to carry out their projects. So, I have to go interview with them today before I can be put on their project. Apparently...</description>
      <pubDate>Thu, 02 Jul 2009 12:41:35 PST</pubDate>
	  <author> (kel8585)</author>
    </item>
    <item>
      <title>Grocery Shopping</title>
      <link>http://countingpennies.savingadvice.com/2009/07/01/grocery-shopping_52117/</link>
      <description>So today I was sent to the grocery store to pick up 3 things.&lt;br /&gt;
&lt;br /&gt;
-5 Bananas&lt;br /&gt;
-5 Nectarines&lt;br /&gt;
- 1 Jar of Mayo because it was on sale for $1.99 at Safeway w/coupon.&lt;br /&gt;
&lt;br /&gt;
So anyways, I actually decided to look at the Safeway ad because of the 4th of July specials. So I made my list, checked...</description>
      <pubDate>Wed, 01 Jul 2009 23:38:06 PST</pubDate>
	  <author> (kel8585)</author>
    </item>
    <item>
      <title>When did my toys become &quot;vintage&quot;?</title>
      <link>http://countingpennies.savingadvice.com/2009/06/24/when-did-my-toys-become-vintage_51947/</link>
      <description>So I was looking on ebay just typing away searching for treasures. Not that I was going to buy anything because I've never used ebay before except to buy my college textbook once. But I decided to be fun to search toys that I use to play with when I was little. Ok, so I grew up in...</description>
      <pubDate>Wed, 24 Jun 2009 14:35:23 PST</pubDate>
	  <author> (kel8585)</author>
    </item>
    <item>
      <title>Now I can go outside again...</title>
      <link>http://countingpennies.savingadvice.com/2009/06/19/now-i-can-go-outside-again_51832/</link>
      <description>So I was doing the Blockbuster deal. Ended up watching 14 movies for 1 week for $20. &lt;br /&gt;
&lt;br /&gt;
These are the movies that I rented.&lt;br /&gt;
&lt;br /&gt;
-He's Just Not That Into You&lt;br /&gt;
-New In Town&lt;br /&gt;
-Revolutionary Road&lt;br /&gt;
-The Ramen Girl&lt;br /&gt;
-Vicky Christina Barcelona (btw... I was very disappointed in this movie,...</description>
      <pubDate>Fri, 19 Jun 2009 12:33:51 PST</pubDate>
	  <author> (kel8585)</author>
    </item>
    <item>
      <title>New Job and ramblings...</title>
      <link>http://countingpennies.savingadvice.com/2009/06/15/new-job-and-ramblings_51735/</link>
      <description>So I got a full time permanent job!!! Yay! It's still doing contracting jobs/projects for other companies, but basically I'm representing this one consulting firm and they assignment to work at different clients for various projects and so on. So yay!!! &lt;br /&gt;
&lt;br /&gt;
I'm most excited because...</description>
      <pubDate>Mon, 15 Jun 2009 10:08:38 PST</pubDate>
	  <author> (kel8585)</author>
    </item>
    <item>
      <title>Thank you!</title>
      <link>http://countingpennies.savingadvice.com/2009/06/09/thank-you_51587/</link>
      <description>I just wanted to say thank you everyone for your kind words. Sometimes, I think it's better to talk about it with people that don't know me personally, only because the people that do just want to hover. And I know they have my interest at heart, but sometimes the best way to get through...</description>
      <pubDate>Tue, 09 Jun 2009 12:39:47 PST</pubDate>
	  <author> (kel8585)</author>
    </item>
    <item>
      <title>Back to Square 1.</title>
      <link>http://countingpennies.savingadvice.com/2009/06/08/back-to-square-1_51571/</link>
      <description>So, I haven't written in awhile, since before my family was suppose to come visit me the first week in April. They did and I'm glad they did. And here is something very personal but my dad died of a massive heart attack the day before they were suppose to fly back home. They originally...</description>
      <pubDate>Mon, 08 Jun 2009 19:31:05 PST</pubDate>
	  <author> (kel8585)</author>
    </item>
    <item>
      <title>Almost A Year</title>
      <link>http://countingpennies.savingadvice.com/2009/04/01/almost-a-year_49968/</link>
      <description>So I was looking at my sidebar and I just realized that I have almost hit 1 year on this site. At the end of April will be 1 year. Geez, I should have blogged more, now that I think about it. Oh well.&lt;br /&gt;
So now I'm going to reflect a little over the past year. One year ago I left my...</description>
      <pubDate>Wed, 01 Apr 2009 13:59:47 PST</pubDate>
	  <author> (kel8585)</author>
    </item>
    <item>
      <title>Two in one day.</title>
      <link>http://countingpennies.savingadvice.com/2009/03/31/two-in-one-day_49944/</link>
      <description>I know two blog entries in one day. But I couldn't resist.&lt;br /&gt;
&lt;br /&gt;
I landed another contract job this afternoon. So my two interviews tomorrow went down to just 1. And the one is more like a info session on a permanent position with my temp company. The contract job is a temp-to-hire, which...</description>
      <pubDate>Tue, 31 Mar 2009 19:41:16 PST</pubDate>
	  <author> (kel8585)</author>
    </item>
    <item>
      <title>When it rains in pours?</title>
      <link>http://countingpennies.savingadvice.com/2009/03/31/when-it-rains-in-pours_49927/</link>
      <description>So tomorrow I have 2 job interviews. Keeping my fingers crossed that I land one of them. One is temp to hire and the other is a direct hire. I mainly need something because I need the benefits. The medical I have right now is really buggy. I don't know if it's even kicked in yet because...</description>
      <pubDate>Tue, 31 Mar 2009 11:04:47 PST</pubDate>
	  <author> (kel8585)</author>
    </item>
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      <title>High Expense Day</title>
      <link>http://countingpennies.savingadvice.com/2009/03/30/high-expense-day_49908/</link>
      <description>So, I bought new glasses today. $500 total for exam (contacts and glasses), new frames and lenses. But the lenses were 50% off since I bought frames. It would have been cheaper but I had no insurance because lack of constant job. Oh well I need to see better. So my headaches will stop....</description>
      <pubDate>Mon, 30 Mar 2009 19:34:44 PST</pubDate>
	  <author> (kel8585)</author>
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